Terms and Conditions

Welcome to www.korient.co.ke. This web site is owned and operated by FBIA. Use of this website is strictly subject to the following terms and conditions. If you do not agree to all these conditions, you must discontinue using this website immediately. By using and accessing the website you indicate your agreement with the terms and conditions. For the purposes of these terms and conditions, “this web site” means www.korient.co.ke

All the materials and contents of the web site are protected by the Copyright Law.

FBIA, owns all copyrights unless otherwise stated. Without prior written consent of FBIA, any content from the website shall not be copied, distributed, photocopied, played, linked or transmitted with super-links, loaded into other servers in “mirroring method”, stored in information retrieval systems and / or used for any other commercial purpose by any person in any means, unless otherwise download or printed for non-commercial and individual use (under the condition that revision shall not be made and the copyright statements or other ownership statements in the materials shall be reserved). From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

Privacy Policy

This statement discloses the privacy practices for the FBIA website operated by FBIA. The purpose of this statement is to notify the web user about any information that may be collected by the FBIA site, how it is used, and what options are available to the web user regarding the collection, correction, and/or deletion of information. Any future changes to our privacy statement will be prominently posted on this website.

Before using this Website, as well as periodically from time to time, you should open and carefully review the "Terms and Conditions" governing your use of this site because they are binding upon you.

For more complete descriptions of the terms, conditions and exclusions of insurance policies or other products or services, please contact your independent agent/broker or refer to the particular policy or contract. Please remember that only an insurance policy or contract can provide actual terms, cover, amounts, conditions, limitations and exclusions.

Data Collection and Security

FBIA may collect, store and use the web user’s personal information to assess his/her insurance and financial needs.

None of the assessment information collected by FBIA is made accessible to the public, other users of this site or anyone not associated with FBIA directly.

This information is kept strictly confidential. If FBIA is going to use the web user’s "personal details" in a manner different from that stated at the time of collection, FBIA will notify the web user via e-mail. The web user will have a choice as to whether or not FBIA use his/her information in a different manner.

Personal Data Collection

FBIA offers products and services related to insurance and financial services for individual and business clients.

To quote and/or respond to your enquiries, FBIA may require the web user’s name, billing address, phone number, email address, and credit card information.

Information and other details gathered from the web user will be used primarily to communicate with him/her and where applicable, make personal contact with him/her. FBIA will contact the web user via e-mail notification or other reasonable and viable means e.g. mobile, postal or otherwise.

FBIA may also use his/her e-mail contact Information to occasionally e-mail to him/her notifications of special events or product offerings by FBIA or its Associates.

To operate the site, including processing the web user’s transactions and supporting his/her inquiries on this website, FBIA may share his/her personal information with FBIA Associates including but not limited to agents, representatives, contractors and service providers so they can provide FBIA Insurance Limited with support services such as customer relationship management services, order and promotional fulfillments, email origination and receipting.

Non-personal Data Collection

IP addresses will be logged by the company for system administration purposes to track a web user’s session.

While the web user will be using the company’s website, cookies will be collected to keep track of certain information which will be protected as per the terms stipulated under the Data Collection and security clause herein above.

We use cookies on our website in order to track traffic flows and make our website easier to use.

Subscribing and Unsubscribing (opting out)

We may send you information about our various products and services or other products or services we feel may be of interest to you. Only FBIA (or agents or contractors working on behalf of FBIA under confidentiality agreements) will send you these direct or electronic mailings. If you do not wish to receive such mailings, you can request to be removed from either our direct or electronic mailing lists at any time by emailing us at

contactme@korient.co.ke

Links to other sites

FBIA is not responsible for the privacy practices or the content of other websites that may be linked to this website.

Disclaimer

General Disclaimer

The above material is provided for general information only and does not constitute legal or other professional advice. This information is current at the date of publication but may be subject to change without notice and accordingly, may not be up-to-date at the time of viewing. Information specific to a product may be obtained from FBIA in the address below:

FBIA,

6th Floor, Capitol Hill Towers, Cathedral Road,

Nairobi, Kenya

P.O. Box 34530-00100, Nairobi Email: info@korient.co.ke

Tel:+254 (020) 2961000