The policy provides protection against loss arising from death of specified livestock due to unavoidable or uncontrollable circumstances e.g:-
Accidental death due to lighting, internal and external injury, pregnancy, fire, windstorm, snakebites, flooding and electrocution
Diseases of terminal nature
Theft by use of force when a paddock or under zero grazing
Transit risks within a radius of 25Km
Internal and external injury
Emergency slaughter on the advise of a qualified veterinary surgeon as a result of accidents, illiness and diseases
Cover can be extended to cover calving and furrowing complications
TYPES OF LIVESTOCK COVERED
All breeds of dairy cows
Beef cows
Goats and sheep
Poultry
Rabbits
Pigs
Bees
Fish
Horses
Domestic Pets
POLICY FEATURES
This is an annual policy
Insured value is as per the Veterinary Certificate
BASIS OF VALUATION
Cover is based on the Veterinary Valuation which is agreed prior to going on cover
REQUIREMENTS
Duly completed proposal form
Current veterinary and valuation report
Cattle below eight(8) years of age
MAIN EXCLUSIONS
Willful misconduct or willful destruction without the consent of the Insurer
Feeding poison or poisoning through spray
Pre-existing diseases
Mysterious disappearance or unaccountable losses
Culling losses
Theft in areas prone to banditry
Death of animal(s) from diseases within 31 days of cover commencement.
Disease as a result of non follow up of vaccination and deworming
Injury or death caused by fire of any firearm
Extrinsic starvation, malnutrition and famine
Participation in trade fairs or exhibitions
Medical treatment by unqualified practitioner
Impotence & infertility
Livestock of over eight(8) years of age
Losses as a result of nuclear, radioactive contamination, war, terrorism or political risks
CLAIM PROCESS
Contact us within 24 hours of becoming aware of a situation that is likely to give rise to a claim
Take reasonable steps to minimize the loss
Lodge a police report immediately you suspect criminal involvement in death of the animal/livestock or where theft of the animal/livestock has taken place
Forward all necessary claim documentation e.g. Postmortem Report, Dated photo of the dead animal's unopened carcass
